Stop Feeling Overwhelmed.
Start Building Your Wealth.
Simple, practical guidance for first-time investors in the UK. No jargon, no "get rich quick" nonsense—just clear, trustworthy help.
Free Resources
Free Guide: Best Investment Platforms
This guide breaks down the best platforms for first-time investors. Get clear, simple advice to help you choose the right one for your financial goals.
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Actionable guides and tools to accelerate your investing journey.
The Simple Start Investing Kit
A streamlined, actionable blueprint designed to do one thing: get you from "stuck and uncertain" to "confident investor with a solid plan" in under an hour.
Investment Tracking App
A simple, beautiful app to track your portfolio's performance and see your wealth grow, all in one place.
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About Me
Hi, I'm Ruth, the creator behind Scrimp and Spend.
I simplify investing for beginners—helping people take confident steps toward financial freedom without the jargon.
Through social media and practical resources, I share proven strategies anyone can use to start building wealth, no matter their starting point. I know investing can feel intimidating, so my mission is to give you the clear, actionable steps you need to feel confident and in control of your financial future.
Practical Tips on My YouTube Channel
Actionable Advice, Week After Week
My YouTube channel is dedicated to breaking down complex financial topics into simple, easy-to-understand videos. From platform reviews to investment strategies, I cover what you actually need to know.
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